Refinancing Your Loan: 95% LPMI on mortgages up to $650,000

As you are aware, there has and will continue, mortgage companies going out of business. I will assure you that Prosperity Mortgage will continue to offer mortgage financing along with very attractive loan products to choose from.

As many of you that purchase a home in the last 3 years. Many of you elected to go with 100% financing with a 1st and 2nd trust loan on a 5 year loan. Now be the time to refinance your mortgage into 1 mortgage to avoid the following happening in the future months to come.

• Increased interest rates on both 1st and 2nd trust loans
• Increase monthly mortgage payments

If you have fallen behind on mortgage payments, late payments reported on your credit report, and low credit scores. We still may be able to help you refinance your current mortgages into one loan avoiding increased interest rates and payments.

Prosperity Mortgage is now offering a mortgage product that will allow you combine both your 1st and 2nd trust mortgage into 1 loan with only have 5% value in your home WITHOUT HAVING TO PAY MORTGAGE INSURANCE.

If you feel that you fall into anyone of the above situations, please call me as I may be able to help you purchase or refinance your home!!!

Call Tom Ellis Today!
Phone Number: 240-388-7091

Loan Products and Info

• Home Buyers Guide
• LPMI 5% and 10%
• Refinancing Your Loan
• Buying vs. Renting
• Home Equity Line of Credit
• Challenged Credit? We Can Help!
• FHA's 100% Loan! No Money Down! Seller Pays CLosing Costs!